Credit Problems

Credit Problems

Read about typical credit problems.

With This Web Web Page

  • Bank and Credit Product Complaints
  • Home Equity Loans
  • Unsecured Loans

Bank and Credit Product Complaints

Report issues with your bank, lender, loan provider, or broker. The Federal Reserve provides suggestions to assist you to register a grievance:

  • Contact the branch manager, the client solution hotline, or even the organization’s web site.
  • Explain your condition and how you desire the financial institution to solve it. Make use of this test issue letter for advice on what things to use in your complaint.
  • Offer copies of receipts, checks, or other proof the deal.

In the event that bank doesn’t assist, get assistance from the right regulatory agency.

Complaints About Deposit Accounts

A few federal federal federal government agencies regulate banking institutions. Learn which agency accepts complaints regarding the standard bank.

  • Contact the workplace of the Comptroller associated with Currency for complaints about
    • A nationwide bank (has National with its title, or N. A at the conclusion)
    • Federal cost cost savings and loans
    • Federal cost cost savings banking institutions.
  • For an issue with a bank that is state-chartered trust business, contact either
    • The Federal Deposit Insurance Corporation or
    • A state banking authority.
  • Complain of a credit that is federally chartered because of the nationwide Credit Union management. Read More